Investments and Business

Fotos de stock gratuitas de al aire libre, amanecer, América del Norte

26 Dec

BBVA México para 2025: utilidades espectaculares, crédito en ascenso y morosidad controlada

En un 2025 caracterizado por la estabilización del ciclo de tasas y un crecimiento económico más focalizado por industrias, la banca mexicana volvió a sostenerse en su actividad esencial: otorgar financiamiento, atraer recursos y cobrar por operaciones. En ese contexto, BBVA México -uno de los bancos más importantes y reconocidos del país- concluyó enero-septiembre de 2025 con un desempeño que integra rentabilidad elevada, mayor colocación de crédito y solidez en la calidad de su cartera, de acuerdo con sus informes trimestrales.Las cifras que definen el año (hasta septiembre)El banco reportó que, en los primeros nueve meses de 2025, su utilidad…

24 Dec

ISEEN Launches Elite Global MBA for India’s Finance Pros

Roger W. WatsonInvestments and Business

The new 60-ECTS MBA built on European standards offers practical, executive-oriented preparation for Indian professionals pursuing global visibility, greater digital strength, and more assured decision-making in real business settings.The European Institute of BusinessEconomics (ISEEN), a European business school recognized for its online executive, entrepreneurial and professional training, has unveiled its Global Master of Business Administration (MBA) in English, offered entirely online and crafted to support finance and business professionals employed in mid-sized and large companies across India.As India’s corporate landscape intensifies its digital transformation and faces increasingly intricate market challenges, ISEEN’s new MBA emerges as a strategic development route for…

20 Dec

ISEEN Global MBA for Indian Companies & Finance Leaders

Roger W. WatsonInvestments and Business

The new 60-ECTS European-standard MBA offers hands-on, executive-oriented preparation for Indian professionals aiming for global reach, enhanced digital capabilities, and more confident decision-making in real business settings.The European Institute of Economics and Business (ISEEN), a European business school dedicated to online education for executives, entrepreneurs, and seasoned professionals, has unveiled its Global Master of Business Administration (MBA) in English, offered fully online and crafted to address the demands of finance and business professionals employed in mid-sized and large companies across India.With India’s corporate sector accelerating digitalization and navigating complex market dynamics, ISEEN’s new MBA is positioned as a strategic learning…

We’re in a ‘windchill’ economy, where things feel worse than they are

05 Dec

‘Windchill Economy’ Explained: Why Things Feel Colder Than They Are

Roger W. WatsonInvestments and Business

Although wages have consistently risen, numerous Americans still experience financial strain, fostering a feeling that their income doesn't go as far as it once did. This disparity between perception and reality has ignited discussions among economists and policymakers regarding the actual condition of household finances in the United States.Surveys consistently show that consumers believe the cost of living is outpacing their income, even as data indicates that most workers are earning raises that exceed inflation. The phenomenon, often referred to as the “windchill economy,” illustrates how financial pressures can feel more severe than they actually are. Although paychecks have been…

Job openings unexpectedly ticked up in October, shutdown-delayed data shows

05 Dec

Job Market Surprise: October Openings Up, Data Lagged by Shutdown

Roger W. WatsonInvestments and Business

In contrast to previous concerns, job opportunities in the United States rose in October, reaching their highest point in five months. However, beneath the surface, the labor market still exhibits signs of stress.October’s labor market data presents a complex picture: while the number of available jobs edged higher, underlying metrics indicate continued softness. The Bureau of Labor Statistics (BLS) reported that there were approximately 7.67 million job openings at the end of the month, slightly up from 7.66 million in September and 7.23 million in August, the last data available before the federal government shutdown. Despite this modest increase in…

black and gray calculator on white printer paper

21 Nov

Small Business Finance: Mistakes to Prevent

Roger W. WatsonInvestments and Business

Understanding the landscape of small business finance is more than just crunching numbers; it’s about navigating a minefield of possible missteps that could hinder growth and stability. Whether embarking on a startup journey or sustaining a growing enterprise, avoiding critical financial mistakes is vital to ensuring long-term success.Neglecting Proper Cash Flow ManagementA staggering number of small businesses struggle due to poor cash flow management. Unlike profitability, which is an abstract on paper, cash flow determines whether you can pay suppliers, meet payroll, and invest in opportunities. Entrepreneurs, enamored with sales growth, sometimes overlook the liquidity required to operate day-to-day effectively.For…

Tylenol’s parent company will combine with the maker of Huggies in a .7 billion mega-deal

19 Nov

Major Merger: Tylenol Parent Co. Unites with Huggies Maker for $48.7B

Roger W. WatsonInvestments and Business

Kimberly-Clark is set to acquire Tylenol’s parent company Kenvue in a nearly $50 billion deal, creating one of the largest consumer products conglomerates in the world. The merger combines a portfolio of household brands with global reach, but it also comes with notable financial and regulatory risks that both companies must navigate carefully.A significant consumer product takeoverThe incorporation of Kenvue, a firm that emerged from Johnson & Johnson in 2022, unifies well-known labels like Tylenol, Johnson’s baby products, Clean & Clear, Kleenex, Listerine, and Depends under one corporate umbrella, alongside Kimberly-Clark’s existing product portfolio. Both entities foresee this merger generating…

The last-ever penny will be minted today in Philadelphia

08 Nov

Final Penny Production Today in Philadelphia

Roger W. WatsonInvestments and Business

Following over two centuries of circulation, the American penny is slated for discontinuation, concluding a 238-year period in the country's financial narrative. The last coin is scheduled for production today at the US Mint in Philadelphia, signifying the conclusion of an epoch.The final minting and reasons for retirementThe last penny will be produced under the supervision of Treasury Secretary Scott Bessent and Treasurer Brandon Beach, following a directive from President Donald Trump earlier this year to halt production. The decision stems from the rising cost of manufacturing the coin—nearly four cents per penny—making it more expensive to produce than its…

Affordability is in crisis. The solution: You’ll never own anything again

08 Nov

Affordability Crisis & The Future of Ownership: A Solution

Roger W. WatsonInvestments and Business

Inflation continues to squeeze American households, prompting some to seek creative ways to manage expenses—but many of these solutions deepen long-term debt.The 50-year mortgage proposalThe Trump administration’s recent proposal for a 50-year mortgage has reignited debate over long-term borrowing. Bill Pulte, director of the Federal Housing Finance Agency, called it “a complete game changer” on social media. While the idea may seem attractive at first glance due to lower monthly payments, the long-term financial implications are far more complex.A home loan spanning fifty years could almost double the cumulative interest expenses when contrasted with a typical three-decade mortgage. Furthermore, given…

08 Nov

Today Marks Last Penny Minting in Philly

Roger W. WatsonInvestments and Business

After more than two centuries, the American penny will be retired, closing a 238-year chapter in the nation’s monetary history. The final coin is set to be minted today at the US Mint in Philadelphia, marking the end of an era.The final minting and reasons for retirementThe last penny will be produced under the supervision of Treasury Secretary Scott Bessent and Treasurer Brandon Beach, following a directive from President Donald Trump earlier this year to halt production. The decision stems from the rising cost of manufacturing the coin—nearly four cents per penny—making it more expensive to produce than its actual…